THE PONDICHERRY CO-OPERATIVE URBAN BANK LTD.,
Registration No - P-14, Address : No. 197, Jawaharlal Nehru Street, Puducherry - 605 001

NPA/CRAR Reports

NPA

To safeguard the deposits of public, the Reserve Bank of India fixed NPA norms to all Banks which comes under their control. The NPA particulars of the Bank are detailed as below:

Year Total
Advances (Rs.in Lakhs)
AdvanceĀ on NPA Gross NPA (%) Net NPA (%)
2011-12 10416.44 1356.99 13.03 6.23
2010-11 10061.59 1185.76 11.79 4.87
2009-10 9067.05 1025.05 11.31 3.85
2008-09 7915.75 1263.68 15.96 8.61
2007-08 7505.69 1092.27 14.55 8.07


CRAR

The stability and survival of the Bank can be constructed with the CRAR (Capital Risk to Assets Ratio) of any Bank. The minimum CRAR level needed is 9% as per the directives of Reserve Bank of India. The CRAR percentage of the Bank for the past 3 years is shown here-under:

Year Amount
(Rs.in Lakhs)
31.03.2012 13.46%
31.03.2011 13.66%
31.03.2010 15.67%